Over the last few months, we have seen rates drop for those seeking to finance new or used equipment. Economists are pointing to even lower rates as the year goes on, but of course that will depend on whether the economy continues its downward inflation trend or not, on its way to the 2%...

The question of what’s the difference between a lease and a loan comes up often, and there are some clear differences that can affect how a client decides to finance their commercial equipment. When a client decides to lease equipment, they make regular lease payments for the right to...

According to the research team at Goldman Sachs, we can expect healthy growth in 2024, with the economy growing by 2.1%. Most of the problems that would lead to higher inflation, such as an overheated labor market, are gone. And as a result, the probability of a recession in 2024 is much...

As the fiscal year draws to a close, it may be worth considering Section 179 to lower your tax burden for 2023. To refresh your memory, Section 179 allows a business to deduct the full purchase price of certain equipment for the year it was put in service. By deducting the full purchase...

Over the last few months, we’ve been adjusting the rates on our factor sheet upwards as the Fed continued to raise interest rates. The Fed has now raised its target rate to the highest level in 22 years, to 5.50%. Despite the higher rates, we have not seen the demand for funding slowing...

It’s easy to consider the bank down the block for your financing needs. After all, it’s close and you know the bank manager; it seems like you’re at the branch a lot dealing with the in’s and out’s of everyday business. But, is that bank always your best option for...

Investing in new, or even used, equipment can be a game-changer, but the upfront costs can be daunting. Many vendors are requiring a 50% deposit with the order, even though lag times for delivery of the equipment can run up to nine months or longer. That means your cash outlay that could be used...

For many, the first thought that comes to mind when they hear the word “broker” is “middle man,” and extrapolating that into thinking that by using a middle man, the funding costs will be more expensive. It’s a false assumption. And it goes deeper than that. Some...

Economic activity, as we see it here at Acceptance Leasing and Financing Service, is robust. If the current pace of funded deals continues as it has for the first six months of 2023, we will have a banner year, surpassing any year in our 30-year history. We are funding transactions from a...

For those concerned that interest rate hikes will continue, the Fixed Income team at the Capital Group believe the last hike of 0.25% in early May will most likely be its last of the cycle. Many economists share that perception. After 10 consecutive hikes by the Fed, inflation is cooling at...