The Robust Pace of Commercial Financing Carl Villella Economic activity, as we see it here at Acceptance Leasing and Financing Service, is robust. If the current pace of funded deals continues as it has for the first six months of 2023, we will have a banner year, surpassing any year in our 30-year history. We are funding transactions from a... Read More July 2023 Issue #15288 Page 58
The End of Interest Rate Hikes? Carl Villella For those concerned that interest rate hikes will continue, the Fixed Income team at the Capital Group believe the last hike of 0.25% in early May will most likely be its last of the cycle. Many economists share that perception. After 10 consecutive hikes by the Fed, inflation is cooling at... Read More June 2023 Issue #15287 Page 64
The Advantages of Using a Broker Carl Villella If there is a lesson to be learned from the recent collapse of Silicon Valley Bank in March, and the ripple effect that caused a run on Signature Bank, along with the staggering declines in the share prices of First Republic Bank and PacWest Bancorp, it is this: it’s unwise to depend... Read More May 2023 Issue #15286 Page 67
How High Will Interest Rates Go? Carl Villella A question everyone has been asking lately – how high will interest rates go this year – got a new possible answer in March. As usual, the predicable became unpredictable again. This time, it is the collapse of Silicon Valley Bank (SVB), and the ensuing danger it posed for the... Read More April 2023 Issue #15285 Page 65
Why Asset-Based Financing? Carl Villella Why should you use asset-based financing? This is a question we get quite often. Prospective buyers of commercial equipment wonder what advantages there are to asset-based financing, if any. First and foremost is the advantage of not having to outlay a lot of cash upfront to have use of the... Read More March 2023 Issue #15284 Page 63
Forecasting Inflation and Interest Rates Carl Villella The economic focus these days continues to be on inflation and interest rates. As business owners, we all grapple with the difficulties of trying to plan when you don’t know where prices will be, or how expensive it will be to borrow money. The Fed has already raised interest rates a... Read More February 2023 Issue #15283 Page 69
About Those Rising Interest Rates… Carl Villella It’s true that interest rates have been rising. With inflation at its highest in decades, the Federal Reserve (“the Fed”) had few options but to raise interest rates in its attempt to cool the upward movement of prices. And yet the job market continues strong, indicating the... Read More December 2022 Issue #14281 Page 88
Securing Funding in a Rising Interest Rate Economy Carl Villella With interest rates on the rise, it’s important to consider working with funders who are not as quick to increase rates. You need a lender who will help you not squeeze you, in this economic climate or any climate. You need a company that will work with you to do the best they can for... Read More November 2022 Issue #14280 Page 82
Added Value From Your Funding Source Carl Villella It’s important to explore your options when considering the financing of your business equipment. There are a number of financing companies out there, as well as local banks, and it’s likely that the rates and additional interest charges will differ. Do you go with the... Read More October 2022 Issue #14279 Page 86
Thirty Years of Helping Clients Like You Carl Villella We all recognize that to survive in business for thirty years is quite an accomplishment. This year, we celebrate our milestone 30th anniversary by reflecting on how we not only survived, but thrived, to make it to this point. Here’s how we did it: By earning your TRUST. While we... Read More September 2022 Issue #14278 Page 39