As you may already be aware, the Fed has committed to raising interest rates in 2022. Will you have your financing in place before the rates move higher? One of the many advantages of working with Acceptance Leasing and Financing Service is that we have a number of financing programs that...

Recession by definition: A recession is a significant decline in economic activity spread across the economy, lasting more than a few months, normally visible in real GDP, real income, employment, industrial production, and wholesale-retail sales. A recession begins just after the economy...

The Federal Reserve Bank approved its first interest rate hike since December 2018 at their meeting in March. The interest rate hike was 0.25%. In an effort to fight inflation, the Fed indicated an aggressive path ahead, indicating that there will be rate rises at each of their six remaining...

I am, or was, an off-site construction manufacturing turnaround guy. I believe in Lean and 6-Sigma in concept, but I also know that implementing them within a company is hard. Not allowing people to slip back into their old ways is even harder. Many programs go by the wayside once management...

Cooling ahead for CMs Zillow reports that the number of multigenerational family households has quadrupled since 1971. 18% of Americans now live in multigenerational housing and housing supply is at an all-time low. Families are moving back in with relatives due to increased housing...

The economic outlook for 2022 appears to be a positive one, according to reports prepared by firms such a Deloitte, Capital Group, and Edward Jones. All agree that the 2020 market downturn was short-lived, and that the economy is continuing on the upswing that has been going on for the past...

There are multiple Overlooked Obvious housing conditions that scream “runaway supply of shelter” is already in process. First and foremost, let us differentiate between housing and shelter. Housing demand implies one dwelling for a household. A household is not a family...

Acceptance Leasing and Financing is celebrating a milestone anniversary this year: 30 years in the commercial equipment financing business! Carl Villella, President and founder, first began his career in the corrugated board manufacturing business following his graduation from Penn State...

“Chaotic”...the Perfect January Tag If there was ever any doubt as to what we should expect from January Chaos, 2022 is a textbook example. Traders (buyers and sellers) enter the month with new year expectations that either repeat or improve upon the previous year. These...

Last year should have been a record profit year for wood truss and wall panel component manufacturers (CM). Many of my clients have mid to upper-twenties EBITA. A few made it to the mid-thirties of their total sales. Yet, so many find this hard to believe. Too many believe mid to high teens for...